AI that connects to your bank, knows your goals, and helps you reach them.
Coming soon on iOS & Android
Every finance app tells you where your money went. None of them help you decide where it goes.
A study of 9,035 people found that budgeting produces zero measurable change in spending behavior. People who budgeted overspent their targets by 1.3 to 1.4x. The entire personal finance industry is built on looking backward. Kinta looks forward.
9,035 people. Zero change.
A randomized trial found budgeting produces no measurable improvement in spending behavior. Irrational Labs / Duke
96% gone in 30 days.
Nearly every user who downloads a budgeting app deletes it within a month. Industry data, 2023-2025
38% smarter on payday.
People are significantly more willing to make good financial decisions right after getting paid. Dykstra, 2020, Harvard
Trusted by people who've tried everything else.
Rated by early adopters across Europe
5.0
I tried five finance apps before Kinta. This is the first one I didn't delete after a week. The Daily Pulse widget alone changed how I think about spending.
Marko T.
Freelancer, Belgrade
5.0
The widget approach is genius. I only care about my restaurant budget and subscriptions — so that's all I see. No clutter, no noise.
Elena S.
Product Manager, Vienna
5.0
I connected my bank, set up two widgets, and haven't opened the app settings since. It just works quietly in the background.
Student, Ljubljana
Luka P.
